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5 Level 2 Data Fields B2B Teams Map to Estimate Card Savings
See which Level 2 fields B2B card payments can send, where POS, gateways, and ERPs hold them, and how to estimate potential interchange savings.
PCI Scope Reduction: Payment Teams Must Prove What’s Out
Learn how payment teams reduce PCI scope with tokenization, P2PE, segmentation, cloud controls, and documented evidence assessors can verify.
Apple Pay Fees: Merchants Pay $0 to Apple; Get Rates in Writing
Apple charges merchants no incremental Apple Pay fee, but processor rates still apply. Learn what shapes each transaction cost and what to request in writing.
U.S. Debit Card Surcharges: Credit Checkout Does Not Make Them Legal
U.S. merchants cannot surcharge debit or prepaid cards, even when customers select credit. Learn network rules, state limits, and compliant alternatives.
Authorization Rate Optimization: 4.6% Token Uplift and Retry Tactics
Learn how tokenization’s 4.6% authorization uplift, decline aware retries, smart routing, and PaySec case studies help payments teams raise approvals.
High Ticket B2B Payments: Choose Rails, Cut Fees With Level III Data
Compare ACH, wires, and commercial cards for large invoices. Cut card costs with Level III data and automate invoice remittance and cash application.
PCI Compliant Surcharging: U.S. Rules Go Beyond 30 Days’ Notice
U.S. merchants can align state laws, card network caps, 30 days’ notice, and PCI DSS v4.x controls before launching a compliant surcharge program.
Aggregator Account Holds: 4 Types, Clear Reporting, Lower Risk
Learn how aggregator account holds work, what triggers them, and how merchants can use transparent pricing, reporting, and dispute evidence to reduce...
Preauthorization vs Capture: 4 Merchant Checks Before Settlement
See how preauthorization and capture differ, when holds expire, and how merchants can follow Visa and FDIC rules to capture funds and reconcile payments.