Blog
Discover our latest articles and blogs
Chargeback Time Limits in 2026: Deadlines for Merchants
Chargeback time limits in 2026: how long cardholders have to dispute, how fast you must respond, and how Visa and Mastercard rules affect your deadlines.
Healthcare MCC Codes: Which One Your Practice Uses
Healthcare MCC codes explained: the common codes for doctors, dentists, hospitals and labs, how a wrong code hurts approvals and cost, and how to check yours.
Tokenization vs Encryption: What Merchants Need to Know
Tokenization replaces card data with a token. Encryption scrambles it with a key. Learn how each affects PCI scope, HIPAA duties and your payment setup.
EMV Liability Shift: What It Means for Your Business
How the EMV liability shift works in the U.S., what makes a merchant liable for card-present fraud, and how to keep chip, tap and online payments protected.
Card Present vs Card Not Present: Differences, Fees and Fraud
Card present vs card not present explained: how each payment works, why fees and fraud risk differ, and how merchants can lower the cost of both.
PCI Logging Requirements: What Requirement 10 Demands
PCI DSS logging requirements explained: what to log, daily automated review, 12-month retention, log protection, and how merchants can reduce the load.
Void vs Refund: Which to Use and When
Void or refund? Learn how settlement timing decides the right move, what each does to fees and the customer's balance, and how to handle holds and partial approvals.
PCI Segmentation in the Cloud: A Practical Guide
How to segment your cardholder data environment in AWS or Google Cloud, shrink PCI scope, and handle ASV scans and SAQ A vs SAQ A-EP questions.
Pass-Through Pricing for Card Processing: How It Works
Pass-through pricing explained for merchants: what is passed through, what is not, how it compares with flat rate and tiered, and what to ask before you sign.