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5-Step Cash Discount Legality Checklist for U.S. Merchants
Compliance guide for U.S. merchants on cash discount legality: 15 U.S.C. §1666f, dual pricing, state surcharge rules, and a 5-step checklist.
Recurring vs One Time Fees for Businesses: LTV, Fees & Compliance
Decide between recurring and one time fees with a framework for business owners that compares LTV vs CAC, processing costs, dispute risk, and FTC compliance.
30 days' Notice and 3–4% Caps: Legally Pass Credit Card Fees in the U.S.
Learn when U.S. merchants can legally pass credit card fees, the 30 days' notice requirement and 3–4% caps to follow, a compliance checklist, and...
3% Cap: Surcharge Rules and Low Cost Options for U.S. Providers
Practical U.S. roadmap for healthcare administrators: when surcharges are legal, required 30 day notice and 3% cap, Medicare and debit limits, plus...
Compliant Surcharge Signage Requirements: Templates for US Merchants
Ready templates and a step by step checklist for U.S. merchants to meet surcharge signage requirements: entry and checkout notices, separate receipt line,...
90 Day Playbook to Cut Card Network Fees for Merchants
Merchant playbook to cut card network fees with Fed data: audit statements, fix routing, capture Level 2/3, and lower processor markup.
Merchants: Cut EMV Fallback Risk in Days with Device Level Monitoring
Practical EMV fallback guidance for merchants: use TEC, POS entry mode, AID and emv.fallback data to monitor per-terminal risk, fix spikes, and reduce...
Payment Managers: Fix Interchange Downgrades in 48 Hours
Payment managers: stop interchange downgrades fast. Pull a downgrade report, enable daily settlement and AVS, and cut hidden processing fees.
Small Merchants: Cut Card Not Present Fees With Tokenization
See why card not present fees run higher, view a $25 sale example, and get practical fixes small merchants can apply now.